Over the past four months I’ve gained a newfound understanding of self-worth.

在过去的四个月里,我刷新了我的财富价值观。


I used to break down my money into two categories; salary and savings. The process was very simple. To make an income, I provided my time and skills in exchange for money. I would then keep a percentage of my bi-weekly paycheck for myself and put the rest of it into a savings account.

我过去常常认为我的钱就是简单的2部分:工资和储蓄。为了增加收入,就得出卖我的时间和技能。然后将薪水的一部分留作零花钱,剩余的存进银行,每2个星期分配一次。

The truth is, that this is how you make good money. It’s not how you make great money.

说实话,这确实是赚钱的方式,但不是赚大钱的途径。



The key to making more starts with a higher level understanding of wealth, and the two different ways we define income.

想赚更多钱的关键得先对钱有高级别的认识,此外知道从2种不同方面去定义收入。

The First is active income. This is your full-time salaried or part-time hourly job. It also umbrellas side hustles like freelance work, Uber driving, Fiverr gigs, etc. It is the process of trading your time for money.

第一是主动收入。这是你的全职薪水或兼职时薪工作。它还提供副业比如自由职业者 、优步司机、五人制零工等。这是一个用时间换金钱的过程。



A lot of people settle on their career salary, or sit on it for a decade before making a move. If your ambition is to be average, then that mindset is fine. But to be in the top tier of wealth, you need to start figuring out different ways to make money simultaneously.

很多人都满足于他们的职业薪水,或者工作了十年才跳槽。如果你的抱负是成为普通人,那么这种心态是可以接受的。但要想成为最富有的人,你需要开始想出同时赚钱的不同方法。



Ashton Kutcher is a great example. You may know him as the famous film/television star. He’s had a respectable career and made a lot of money. But even if he never received another movie role again, Kutcher would still be wealthier than 99% of the world due to his diversified portfolio of revenue streams. Since the early 2000’s he’s owned a production company, invested in tech startups, and formed a venture capital firm.

例如阿什顿·库彻子,你可能知道他是著名的电影/电视明星。这份体面的工作,让他赚了很多钱。但即使库彻从此不再演戏,他仍然会比世界上99%的人更富有。因为他拥入其他收入来源,自从2000年早期开始,他陆续有自己的纸片公司和投资初创公司的投资公司。

Wealth is more than money. It is a series of learned strategies and behaviors.

有财富不单单说是有钱。还需要学习掌握一系列策略和需要付出行动。

“If we command our wealth, we shall be free; if our wealth commands us, we are poor indeed”- Edmund Burke

埃德蒙·伯克曾说过:“如果我们能做到支配我们的财富,我们将获得财富自由;如果我们由财富支配,我们只会贫穷。”

In Conclusion

总的来说,

This process won’t happen overnight. I’m sure most people reading this don’t have more than a few income streams yet.

这个过程不会一蹴而就。我相信正在读这本书的大多数人都还没有实现多收入来源。

If you do, fantastic. You’re already on the path to a wealthier future.

如果你已经这样做了,那太棒了。你正在走在变富的道路上。

If not, don’t panic.

如果没有,也不必惊慌。


Start with something easy like investing a small percentage of your paycheck. Over time you can build out different income streams until your side earnings are matching your salary. Then push for more.

从一些简单的事情开始,比如拿出一小部分工资进行投资。随着时间的推移,你可以建立不同的收入流,直到有一天,副业收入与你的工资持平。然后再争取更多收入来源。